Any millennial will know that people are starting to live at home with their parents for longer periods of time than ever before. The ever-rising cost of education, rent, and mortgages mean that many of us have to live on as low a budget as possible for more time before we are ready to fly the coop and start looking for a nest of our own. But eventually, the day will come when it is time to pack your bags and leave. Whether you’re heading to college, are moving in with friends or a partner, or have simply saved up enough to get onto that intimidating property ladder. Regardless of your reason, heading out into the big wide world to support yourself can be relatively daunting. Here are a few pieces of sage advice to you feel some safety in the process of becoming independent.
Safety in Viewing Properties First
You’d be astounded to see how radically estate agents and property owners can alter the appearance of a property. They do this through cleverly angled photographs and editing. So never completely trust what you see online. Make sure that you visit any property before you put down a deposit of any kind. This will ensure that you know exactly what you’re letting yourself in for. Not only will this allow you to examine the property itself, but it will also give you the opportunity to check out the local neighborhood.
Remember that while the property itself may be nice, it may be in a less than desirable area. If you are moving far and are unable to visit before moving in, don’t worry. You can request that the estate agent shows you around the property via Skype and you can read up local news from the area. This should give you a more accurate idea of what you’re potentially signing up for than pictures alone.
Ensure that you can sleep soundly at night, knowing that you and your belongings are as thoroughly protected as possible. You will no longer be covered by your parents’ insurance policies. So, it’s time to start taking out some of your own. First things first, life insurance.You may think that life insurance is for adults and older people, but guess what? You’re an adult now too! Get a quote from lifeinsurancequote.co.
There is a range of options available, so there’s bound to be something to suit your budget. Next, home insurance. You’ve probably collected up plenty of belongings over the years and are likely to make some purchases for your new home too. So make sure that everything is covered. You won’t have to worry so much about things getting damaged or stolen.
Remember that you are fending for yourself now and it’s absolutely essential that you take care of both yourself and your belongings. These are just two ways to do this, but there are plenty more precautions that you can take. Surviving well while living independently mostly requires common sense. But if you are ever in doubt of what’s best for you, always do your research or reach out for advice.
This post was made in collaboration with Fat Joe Publishing*